Dropped ceiling - Alchetron, The Free Social Encyclopedia
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Here’s why asking the seller for a rate buy-down is smarter than a price reduction When a seller gives you closing cost credit to buy down your interest rate, your monthly payment drops significantly often saving you hundreds of dollars every month. A price reduction might sound appealing, but it usually only saves a small amount upfront. A lower interest rate impacts your payment for the life of the loan, meaning long-term savings and more buying power today. It’s all about strategy; not just p
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