This brochure provides basic information about the types of accounts that are insured, coverage limits, and how the FDIC insures your money if your bank fails. For more detailed information about deposit …

Mar 12, 2025 · The $250,000 limit applies to each FDIC-insured bank. This means an account holder could have deposit accounts at two or more FDIC-insured banks and be covered at each institution …

Dec 19, 2025 · FDIC coverage has limits: it only protects up to $250,000 per depositor, per insured bank, for each account ownership category (individual, joint or business account).

Dec 13, 2025 · When determining coverage, the FDIC combines all funds held by a single depositor in the same ownership capacity at the same bank, including all branch locations. The $250,000 limit …

Nov 24, 2025 · We’ll walk you through exactly how FDIC insurance works, what happens when you exceed the limits and five proven strategies to protect every dollar you have on deposit.

The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.

The FDIC insures up to $250,000 per depositor, per institution and per ownership category. FDIC insurance kicks in only if a bank fails.

2 days ago · The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects and reimburses your deposits up to the legal limit of $250,000 if your FDIC …

Mar 21, 2025 · You’re covered up to the standard FDIC insurance limit of $250,000 at FDIC-insured banks, and you may be able to insure accounts above that limit if you meet specific rules.

Dec 16, 2025 · Learn the specific rules for FDIC insurance across different ownership categories to ensure your full deposit amount is protected.