Life insurance financially protects your family in the event that something covered by the policy happens to you. There are numerous types of life insurance plans available, but if your employer ...

Open enrollment season allows employees to choose workplace benefits for the following year, including life insurance. Most companies offer group life insurance, which covers a number of people under ...

Change is an inevitable part of life; and for the insurance industry, the next 20 years may prove to be a time of intensive and systemic change. The central cause of this shift is the imminent ...

Quotes can vary significantly by insurer for the same coverage.

Employer-sponsored life insurance over $50K is taxed. The IRS considers excess coverage as imputed income. Imputed income appears on your W-2. The taxable portion of employer-provided life insurance ...

Group life insurance offered through employers can be affordable and easy to qualify for, but it typically stays behind when you leave the company. Privately owned life insurance offers more ...

Life insurance can be worth it if you have dependents or shared financial obligations. It offers critical financial support for those left behind, but the decision ultimately depends on your ...

Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and potential pitfalls. This article explores key insights on choosing the ...

Conversion privilege is a life insurance term that outlines your rights as a policyholder to transition to a new policy without undergoing a physical exam. For those who’ve experienced health changes ...

Life insurance is an important part of any financial plan because it can provide for your family if you die unexpectedly. Term life insurance covers you for a set number of years and then expires.