Across the United States, billions of dollars in life insurance benefits are sitting in limbo because families never realize ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Discover how to read and understand your insurance contract with ease. Learn key terms, principles, and tips to ensure you're ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

Learn about the pros and cons of life insurance riders.