ROCHESTER, N.Y. – Life insurance is a critical yet often overlooked financial tool, especially for those who are the primary earners in their families. Financial experts emphasize the importance of ...

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Cash value life insurance is a type of permanent life insurance that uses your monthly premiums to build value within the policy. Cash value life insurance combines the benefits of life insurance with ...

Mortgage life insurance, also known as mortgage protection insurance (MPI), is designed to pay off your mortgage when you die. Some MPI policies also offer coverage for a limited time if you lose your ...